The world was shifting. People wanted clarity in chaos. Ally Bank had already given them a glimpse of order through "Savings Buckets"—a small revolution in how customers organized their money. But something deeper was stirring. Customers weren’t just saving—they were surviving. They needed a system to make sense of the mess—the bills, the subscriptions, the grocery trips that bleed the budget dry before goals even stand a chance.
Enter Spending Buckets. An idea born in the lab. Dormant. Half-formed. Full of potential.
I entered this story during the height of the pandemic, working remotely out of Charlotte, NC. I was a junior UX designer—quiet but attentive, watchful. Over time, I would lead the vision—transforming this scrappy concept into a flagship feature that stitched together ambition, architecture, and empathy.
Most budgeting tools feel like control. This needed to feel like freedom.
We met users like Sam—a 30-year-old administrative assistant juggling bills and burnout. They weren’t looking for spreadsheets disguised as apps. They were seeking something human. A tool that spoke in visuals, guided with warmth, and didn't demand a finance degree to understand.
Behind every overdraft was shame. Behind every subscription was anxiety. The core question: Could we design a way to restore financial agency without sacrificing simplicity?
We didn’t start with wireframes. We started with truth.
🧠 Discovery
We began with an Information Architecture workshop to trace the user's mental map. Then, we listened. Interviews. Competitive analysis. Pattern-seeking in pain points. People wanted one place to see everything. Customization. Clarity. Goals, not guilt.✏️ Ideation
We pulled Spending Buckets out of Ally’s lab and gave it structure. I facilitated early prototyping and illustrated two design metaphors:🧪 Testing & Refinement
We opened both to user testing. People loved the linear flow’s warmth—but needed more control. They wanted icons, colors, a sense of ownership. The Hub spoke to them—but got them lost.We merged the strengths of both. Simplified the navigation. Added onboarding. Elevated the visuals. Created a category-first architecture that led with intention and minimized confusion.
🔧 Execution I led integration with Ally’s evolving design system, collaborating closely with content, engineering, and accessibility. Every word, icon, and transition was refined with care. It wasn’t just about design—it was about building trust.
What Worked:
If I Could Rewind Time:
View demo
View Demo
Testimonials
Here’s what people are saying in the app store about Spending Buckets
Spending Buckets wasn’t just a feature. It was a moment—a revelation. It asked me to lead, to listen, and to translate complexity into calm. What started as a side project became a statement of what design can be when it listens with heart and builds with intention.
It lives now in the hands of thousands. A quiet force. Empowering everyday choices. Beautiful in its purpose. Invisible in its grace.
TYRICE HICKS
The world was shifting. People wanted clarity in chaos. Ally Bank had already given them a glimpse of order through "Savings Buckets"—a small revolution in how customers organized their money. But something deeper was stirring. Customers weren’t just saving—they were surviving. They needed a system to make sense of the mess—the bills, the subscriptions, the grocery trips that bleed the budget dry before goals even stand a chance.
Enter Spending Buckets. An idea born in the lab. Dormant. Half-formed. Full of potential.
I entered this story during the height of the pandemic, working remotely out of Charlotte, NC. I was a junior UX designer—quiet but attentive, watchful. Over time, I would lead the vision—transforming this scrappy concept into a flagship feature that stitched together ambition, architecture, and empathy.
Most budgeting tools feel like control. This needed to feel like freedom.
We met users like Sam—a 30-year-old administrative assistant juggling bills and burnout. They weren’t looking for spreadsheets disguised as apps. They were seeking something human. A tool that spoke in visuals, guided with warmth, and didn't demand a finance degree to understand.
Behind every overdraft was shame. Behind every subscription was anxiety. The core question: Could we design a way to restore financial agency without sacrificing simplicity?
We didn’t start with wireframes. We started with truth.
🧠 Discovery
We began with an Information Architecture workshop to trace the user's mental map. Then, we listened. Interviews. Competitive analysis. Pattern-seeking in pain points. People wanted one place to see everything. Customization. Clarity. Goals, not guilt.✏️ Ideation
We pulled Spending Buckets out of Ally’s lab and gave it structure. I facilitated early prototyping and illustrated two design metaphors:🧪 Testing & Refinement
We opened both to user testing. People loved the linear flow’s warmth—but needed more control. They wanted icons, colors, a sense of ownership. The Hub spoke to them—but got them lost.We merged the strengths of both. Simplified the navigation. Added onboarding. Elevated the visuals. Created a category-first architecture that led with intention and minimized confusion.
🔧 Execution I led integration with Ally’s evolving design system, collaborating closely with content, engineering, and accessibility. Every word, icon, and transition was refined with care. It wasn’t just about design—it was about building trust.
What Worked:
If I Could Rewind Time:
View demo
View Demo
Spending Buckets wasn’t just a feature. It was a moment—a revelation. It asked me to lead, to listen, and to translate complexity into calm. What started as a side project became a statement of what design can be when it listens with heart and builds with intention.
It lives now in the hands of thousands. A quiet force. Empowering everyday choices. Beautiful in its purpose. Invisible in its grace.
TYRICE HICKS
Role: UX Designer → Design Lead
Company: Ally Bank Duration: Feb 2021 – Feb 2023
Team: Content Design Manager, Senior Web Designer, UX Mentor, Information Architect, UX Researcher
Platform: iOS, Android, Web
Impact: +20% app engagement, +14.2% new account openings, 94% new user satisfaction
🧩 Product Design
🔍 UX Research & Testing
🎯 Interaction Design
🎨 Visual Design
⚙️ Systems Thinking
🤝 Cross-functional Collaboration
🧭 Design Strategy & Direction
⚡ Rapid Prototyping
The world was shifting. People wanted clarity in chaos. Ally Bank had already given them a glimpse of order through "Savings Buckets"—a small revolution in how customers organized their money. But something deeper was stirring. Customers weren’t just saving—they were surviving. They needed a system to make sense of the mess—the bills, the subscriptions, the grocery trips that bleed the budget dry before goals even stand a chance.
Enter Spending Buckets. An idea born in the lab. Dormant. Half-formed. Full of potential.
I entered this story during the height of the pandemic, working remotely out of Charlotte, NC. I was a junior UX designer—quiet but attentive, watchful. Over time, I would lead the vision—transforming this scrappy concept into a flagship feature that stitched together ambition, architecture, and empathy.
Most budgeting tools feel like control. This needed to feel like freedom.
We met users like Sam—a 30-year-old administrative assistant juggling bills and burnout. They weren’t looking for spreadsheets disguised as apps. They were seeking something human. A tool that spoke in visuals, guided with warmth, and didn't demand a finance degree to understand.
Behind every overdraft was shame. Behind every subscription was anxiety. The core question: Could we design a way to restore financial agency without sacrificing simplicity?
We didn’t start with wireframes. We started with truth.
🧠 Discovery
We began with an Information Architecture workshop to trace the user's mental map. Then, we listened. Interviews. Competitive analysis. Pattern-seeking in pain points. People wanted one place to see everything. Customization. Clarity. Goals, not guilt.✏️ Ideation
We pulled Spending Buckets out of Ally’s lab and gave it structure. I facilitated early prototyping and illustrated two design metaphors:🧪 Testing & Refinement
We opened both to user testing. People loved the linear flow’s warmth—but needed more control. They wanted icons, colors, a sense of ownership. The Hub spoke to them—but got them lost.We merged the strengths of both. Simplified the navigation. Added onboarding. Elevated the visuals. Created a category-first architecture that led with intention and minimized confusion.
🔧 Execution I led integration with Ally’s evolving design system, collaborating closely with content, engineering, and accessibility. Every word, icon, and transition was refined with care. It wasn’t just about design—it was about building trust.
What Worked:
If I Could Rewind Time:
View demo
View Demo
Try Spending Buckets
Spending Buckets wasn’t just a feature. It was a moment—a revelation. It asked me to lead, to listen, and to translate complexity into calm. What started as a side project became a statement of what design can be when it listens with heart and builds with intention.
It lives now in the hands of thousands. A quiet force. Empowering everyday choices. Beautiful in its purpose. Invisible in its grace.
TYRICE HICKS